I LOVE my Medicare Advantage plan! At first, when I signed up, I joined a plan with zero monthly premium. That really helped me since I had lost my job and money was tight. Over the years I switched to another plan that has a very reasonably priced premium, has great coverage, and NO deductibles. I even have vision, hearing, and dental coverage, which regular Medicare does not cover. I had my hip replaced last year and it didn’t cost me a dime! Between the comprehensive hospital care coverage and financial assistance through the hospital, I was blessed with a brand new hip and no bill! I’ve been recommending this Medicare Advantage plan to friends because I’ve had such a good experience with it. Oh, and the Member Services Representatives are the nicest people in the world!